Miami Hard Money Lender for New Construction Financing
Enjoy competitive interest rates with 12-month interest-only terms and flexible extension options.
Competitive Rates & Flexible Terms
Flexible Loan Approvals
Get up to 100% financing for land acquisition, permits, Soft cost and construction costs.
Funding For All Project Sizes
Loans ranging from $100K to $5MM to fit projects of any size.
Fast Draws & Quick Closings
Access your funds within 24 hours using our SnapDraw system and close your loan in as little as 10 days.
Build Faster with 100% Financing
Get the capital you need to take your ground-up construction projects from blueprint to reality. Our new construction loan program offers 100% financing for land acquisition, soft costs, and construction expenses, with interest-only payments and flexible terms. With fast approvals and no income documentation required.
Secure New Construction Financing in Miami Today!
#1
Fill out our quick application, and we’ll connect with you to discuss financing options for your project.
#2
Our loan strategist will design a custom financing plan that maximizes your profits.
#3
Close in as little as 5-7 days, and start your project with the funding you need.
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Why Funded Capital?
At Funded Capital, we provide specialized financing for real estate investors looking to build from the ground up. Our construction loans support non-owner-occupied properties, including single-family homes, 2-4 unit developments, condos, and townhomes, with flexible terms and high leverage options.
Quick & Streamlined Funding
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No upfront fees – No income docs required
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Close in as little as 7-10 days for qualified borrowers
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Construction draw requests funded within 24 hours
Maximized Leverage & Scalable Financing
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100% financing for land acquisition, soft costs, and construction expenses
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Up to 75% Loan-to-Cost (LTC)
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12 month Interest-only payments with flexible extension options
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No prepayment penalties
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Loans from $100K to $5M, with larger deals subject to pre-screening
Tailored Solutions for Experienced Builders
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Available to LLCs & Corporations – No personal loans required
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Foreign nationals eligible (must meet requirements)
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660+ minimum FICO score (case-by-case exceptions available)
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Eligible properties include single-family, 2-4 units, condos, and PUDs
Optimize Your Project with Our New Construction Calculator
Funded Capital’s New Construction Calculator is a powerful tool designed to help real estate investors assess project feasibility and maximize profitability. Whether you’re a seasoned developer or taking on your first build, our calculator simplifies the numbers—factoring in land acquisition, construction costs, financing terms, and projected returns—so you can make data-driven decisions with confidence.
With our easy-to-use tool, you can:
✅ Estimate total project costs and profit margins
✅ Analyze different financing scenarios
✅ Ensure you meet lender and investor criteria
✅ Make smarter, faster investment decisions
The Key to Limitless Capital
Fill out the form and take the first step toward fast, flexible funding for your next Miami New Construction Loan!
"I've had the pleasure of working with Luis Fajardo at Funded Capital for two years now, and my experience has consistently been exceptional. Luis is remarkably efficient and reliable, ensuring every detail is handled promptly and professionally. His transparency throughout our partnership has been invaluable, providing clear explanations and keeping me informed at every stage. Additionally, Luis consistently delivers cost-effective solutions that align perfectly with my needs. I wholeheartedly recommend him for anyone seeking a dependable and transparent lending partner."
Michael B
Real Estate Broker | Funded Capital Client
Why Funded Capital?
At Funded Capital, we provide specialized financing for real estate investors looking to build from the ground up. Our construction loans support non-owner-occupied properties, including single-family homes, 2-4 unit developments, condos, and townhomes, with flexible terms and high leverage options.
Quick & Streamlined Funding
-
No upfront fees – No income docs required
-
Close in as little as 7-10 days for qualified borrowers
-
Construction draw requests funded within 24 hours
Maximized Leverage & Scalable Financing
-
100% financing for land acquisition, soft costs, and construction expenses
-
Up to 75% Loan-to-Cost (LTC)
-
12 month Interest-only payments with flexible extension options
-
No prepayment penalties
-
Loans from $100K to $5M, with larger deals subject to pre-screening
Tailored Solutions for Experienced Builders
-
Available to LLCs & Corporations – No personal loans required
-
Foreign nationals eligible (must meet requirements)
-
660+ minimum FICO score (case-by-case exceptions available)
-
Eligible properties include single-family, 2-4 units, condos, and PUDs
