Applying for a loan with Funded Capital is straightforward. Simply visit our website, select the loan type that best fits your needs, and complete our brief application form. A member of our team will reach out promptly to discuss your specific requirements and guide you through the next steps, ensuring you get the funding you need as efficiently as possible.

Funded Capital provides financing for a variety of real estate projects, including single-family homes, multi-family residences, commercial properties, and mixed-use developments. Whether you’re focused on fix-and-flip, new construction, or building a rental portfolio, we have flexible loan solutions to support your investment.

A: At Funded Capital, we focus on a fast, flexible loan approval process that gets you the funds you need without hassle. Here’s how it works: 1. Apply with Ease: Start by submitting a quick application, either online or with one of our dedicated loan advisors, to provide us with the basics of your project and goals. 2. Quick, In-Depth Review: Our experienced team conducts a thorough review of your application and reaches out to clarify any details if needed. We consider each applicant’s unique project potential, not just traditional metrics, to offer you the best solution. 3. Tailored Loan Terms Just for You: Once approved, you’ll receive a personalized loan offer with clear terms that align with your project’s goals, including competitive rates and flexible options. 4. Fast Approval & Closing: After you review and accept the offer, we expedite the final steps to ensure funding is completed quickly. Our team remains available to assist with any questions from start to finish.

Funded Capital stands out as a preferred financing partner for real estate investors due to our competitive rates, expedited processes, and dedicated client support. Our loan programs are specifically designed to meet the fast-paced demands of real estate projects, whether you’re focused on flipping properties, building new structures, or expanding your rental holdings. With a track record of success, extensive industry knowledge, and a commitment to helping clients grow their investments, we make financing simple and effective.

At Funded Capital, we’re more than just a lender—we’re an ally in your real estate journey. From offering custom loan solutions to providing one-on-one guidance, we equip you with the tools and support you need to make informed, profitable decisions. Our team understands the complexities and opportunities of real estate investing, and we work to ensure that every loan aligns with your short- and long-term goals. By choosing Funded Capital, you’re partnering with a team invested in your success.

Funded Capital is distinct for our speed, reliability, and investor-centered approach to lending. Unlike traditional lenders, we prioritize fast approvals and flexible terms to keep investors competitive and confident in their pursuits. Our range of tailored loan products, nationwide services, and highly experienced team make Funded Capital a go-to resource for investors looking for a streamlined and supportive lending experience. Partner with us to access funds quickly and gain a financing partner committed to helping you excel in your real estate endeavors.

Start by filling out our online application form or contacting us directly. We’ll gather basic information about you, your investment experience, and the property or properties involved.

Commonly required documents include proof of ownership (if refinancing), recent bank statements, property details, and renovation plans for fix-and-flip or new construction loans. For DSCR loans, rental income documentation may be needed.

Our initial review typically takes 24-48 hours. Once your application is submitted with all necessary documentation, we can often close within 10 days for fix-and-flip loans and 2-3 weeks for other loan types.

For fix-and-flip and new construction loans, it’s ideal to have the property under contract to expedite the process. However, we can pre-approve you based on your financing needs, so you’re ready to act when the right property is secured.

Yes, if you’re working on multiple projects, you can apply for multiple loans. Our team will review your applications based on your experience, financial standing, and project scope.

We consider your credit score as part of our assessment, but our focus is on the investment property’s potential and your experience. Even with a lower score, you may still qualify based on the property’s value and cash flow potential.

Yes, if your initial application is declined, our team will provide feedback on the reasons and suggest any adjustments that could help you qualify in the future.

Yes, our fix-and-flip loans include options for financing renovation expenses and have flexibility to handle unexpected costs, so your project stays on track.

Interest rates vary, but Funded Capital offers competitive rates designed to maximize returns. Terms are short-term, usually 6 to 18 months, tailored to complete your flip quickly.

We can often close in as little as 10 days, understanding that timing is critical for investors. Our team will expedite the process for experienced investors and guide first-timers step-by-step.

Yes, if you’re handling several properties simultaneously, Funded Capital can provide financing to support multiple projects based on your experience and available capital.

Our LTV ratio is up to 90% of the purchase price and 100% of the rehab costs, giving investors maximum leverage while balancing risk.

Yes, we support both custom home builds and spec homes, with flexible funding that matches each stage of your project.

Absolutely. We offer financing options that cover both land acquisition and construction, simplifying the funding for the entire project

Terms are generally 12-24 months, providing ample time for completion. We offer options for extensions if the project requires more time.

Yes, once construction is complete, we can help you transition seamlessly into a DSCR rental loan to turn the property into an income-generating asset.

We look for a DSCR ratio of at least 1.2 to 1.25 to qualify, ensuring the property’s income sufficiently covers the debt. This helps us offer favorable terms for rental properties.

Yes, DSCR loans rely on property cash flow, not personal income. This is ideal for seasoned investors with multiple properties or those who are self-employed.

Both options are available. We finance acquisitions of new rental properties or refinance existing ones, helping investors expand their portfolios.

Our DSCR loans offer up to 80% LTV, giving you solid leverage for profitable rental investments.

A portfolio loan allows you to consolidate multiple properties into a single loan, simplifying your payments and potentially lowering your overall rate.

Yes, our portfolio loans are designed for growth, enabling you to add or refinance properties as your investment strategy evolves.

While there’s no strict minimum, having multiple multi-family properties often maximizes benefits. Our team can assess your specific needs for a tailored solution.

Portfolio loans often improve cash flow by consolidating debt and extending terms. This is beneficial for investors balancing income from multiple properties.

You can access up to 75% of your property’s equity, providing funds to reinvest while retaining a substantial ownership stake.

Yes, many investors use cash-out refinancing to fund new acquisitions or improvements on other multi-family properties, allowing for portfolio growth.

We aim to close cash-out refinance loans in 2-3 weeks, ensuring you have access to funds quickly for reinvestment or other financial needs.

Yes, even single-family properties needing some work can qualify. This allows you to use your home equity for repairs, increasing property value and rental income potential.